3520 SW 3rd TER
Single Family Home $ 1,599,000

3520 SW 3rd TER

Cape Coral, FL 33991

  • 4 Beds
  • 3 Baths
    Full Baths: 3
  • 2,986 SqFt
  • 10,018 Lot Size
  • 2006 Year Built
Experience Cape Coral waterfront living in this 4-bedroom + Den, 3-bath, nearly 3,000-sq.-ft. two-story home on a Gulf-access canal with southern rear exposure, a heated saltwater pool, and an exceptional private boating setup. The waterfront features a custom gray-plank dock and Captain's Walk, built to the maximum square footage allowed and installed in 2022, plus two commercial-grade remote-controlled 10,000-lb. and 16,000-lb. boat lifts that can accommodate boats up to 38+ feet. Dock pilings were bored approximately 10 feet or more, and the dock includes power and well water access next to dock. The property also offers on-site boat-trailer parking with emergency in ground hurricane boat trailer straps. The southern rear exposure complements the screened lanai and heated saltwater pool, with LED smart pool lighting enhances evening use. Major improvements include a premium concrete tile roof, high-efficiency primary A/C system, upgraded plumbing, wind-mitigated window and pool-cage screens, triple sliding glass doors to lanai and pool area, four-zone automatic sprinkler system, and whole home generator wiring. High-speed connectivity includes Quantum Fiber and Xfinity. The exterior features refreshed charcoal-gray paint, updated landscaping and curbing, new St. Augustine sod for entire property with 4 zone smart WIFI irrigation system and epoxy coatings on the driveway, walkways, and garage floor.
Inside, the home offers an open layout with multiple living areas and an upstairs split-bedroom floor plan. The primary suite is positioned on one side -with its own private screened balcony, with the three additional bedrooms on the opposite side. A large upstairs area that can be a flex space for an office, media room, playroom, or second living area. The open main living area connects easily to the kitchen and screened outdoor space, creating a comfortable flow for everyday living and entertaining, while the waterfront setting, pool, and boating features make the property especially well suited to the Southwest Florida lifestyle. Interior walls and ceilings have been refreshed, the first floor features new LVP flooring, and the upper level has new carpeting. The kitchen offers solid black granite countertops, abundant cabinetry, and all new premium LG stainless steel appliance suite with InstaView and Craft Ice. The secondary upstairs bathroom has been remodeled with an upgraded tub and glass enclosure, dual sinks, updated finishes, and new flooring. Additional highlights include generous natural light throughout, multiple indoor and outdoor gathering spaces, and a layout that works well for both everyday living and entertaining. The combination of waterfront access, boating infrastructure, pool, upgrades, and flexible interior spaces creates a well-rounded Cape Coral Gulf-access property for year-round or seasonal living.
Listed by Century 21 Selling Paradise

VIRTUAL TOUR

PROPERTY DETAIL

  • Key Details

    Property Type Single Family Home

    Sub Type Single Family Residence

    Listing Status Active

    Purchase Type For Sale

    Square Footage 2, 986 sqft

    Price per Sqft $535

    Subdivision Cape Coral

    MLS Listing ID 2026034105

    Style Two Story

    Bedrooms 4

    Full Baths 3

    Construction Status Resale

    HOA Y/N No

    Year Built 2006

    Annual Tax Amount $10,901

    Tax Year 2025

    Lot Size 10,018 Sqft

    Acres 0.23

    Lot Dimensions Appraiser

    Property Sub-Type Single Family Residence

  • Location

    State FL

    County Lee

    Community Cape Coral

    Area Cc43 - Cape Coral Unit 58, 59-61, 76,

    Direction North

  • Rooms

    Bedroom Description 4+Den

  • Building

    Lot Description Rectangular Lot, Sprinklers Manual

    Faces North

    Story 2

    Entry Level Two

    Sewer Assessment Unpaid, Public Sewer

    Water Assessment Unpaid, Public

    Architectural Style Two Story

    Level or Stories Two

    Structure Type Block,Concrete,Stucco

    Construction Status Resale

  • Interior

    Interior Features Breakfast Bar, Bathtub, Dual Sinks, Eat-in Kitchen, Family/ Dining Room, French Door(s)/ Atrium Door(s), High Ceilings, Living/ Dining Room, Pantry, Separate Shower, Upper Level Primary, Walk- In Closet(s), Split Bedrooms

    Heating Central, Electric

    Cooling Central Air, Ceiling Fan(s), Electric

    Flooring Carpet, Vinyl

    Furnishings Unfurnished

    Fireplace No

    Window Features Double Hung

    Appliance Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven

    Laundry Washer Hookup, Dryer Hookup, Inside, Laundry Tub

  • Exterior

    Exterior Feature Sprinkler/ Irrigation, Shutters Manual

    Parking Features Attached, Garage, Garage Door Opener

    Garage Spaces 2.0

    Garage Description 2.0

    Pool Concrete, Electric Heat, Heated, In Ground, Screen Enclosure, Salt Water

    Community Features Non- Gated

    Utilities Available Cable Available, High Speed Internet Available

    Amenities Available None

    Waterfront Description Canal Access, Seawall

    View Y/N Yes

    Water Access Desc Assessment Unpaid,Public

    View Canal, Water

    Roof Type Tile

    Porch Balcony

    Garage Yes

    Private Pool Yes

  • Others

    Pets Allowed Yes

    HOA Fee Include None

    Senior Community No

    Tax ID 18-44-23-C1-05351.0100

    Ownership Single Family

    Security Features Security System,Smoke Detector(s)

    Acceptable Financing All Financing Considered, Cash, FHA, VA Loan

    Disclosures Owner Has Flood Insurance, RV Restriction(s), Seller Disclosure

    Listing Terms All Financing Considered, Cash, FHA, VA Loan

    Pets Allowed Yes

    Virtual Tour https://media.naplescreativemedia.com/videos/01a02559-e927-70cc-b3dc-305ca5645036

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Lisa Jackson
Lisa Jackson

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